APY = Annual Percentage Yield. Rates may change after accounts are opened.
Fees may reduce earnings. Rates effective as of December 16, 2023.
Kasasa Cash®*
| Balance | Minimum Opening Deposit | Rate | APY |
|---|---|---|---|
| 0 to $15,000 | $50 | 4.88% | 5.00% |
| $15,000+ | $50 | 0.50% | 5.00% to 1.08% |
| All balances if qualifications not met | $50 | 0.05% | 0.05% |
Qualifications to Earn Rewards
Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash account during each Monthly Qualification Cycle:
- At least 12 debit card purchases
- Be enrolled in and agree to receive e-Statements
- Be enrolled in and log into online banking
Even if you don't meet your qualifications during the monthly qualification cycle, your account is still free — and you'll still earn our base rate of interest.
Kasasa Saver®‡
| Balance | Minimum Opening Deposit | Rate | APY |
|---|---|---|---|
| 0 to $50,000 | $50 | 1.98% | 2.00% |
| $50,000+ | $50 | 0.50% | 2.00% to 1.00% |
| All balances if qualifications not met | $50 | 0.05% | 0.05% |
Qualifications to Earn the Higher Rate
Qualifying for your Kasasa Cash or Kasasa Cash Back rewards automatically qualifies you for the highest Kasasa Saver rate, too. Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash or Kasasa Cash Back account during each Monthly Qualification Cycle:
- At least 12 debit card purchases
- Be enrolled in and agree to receive e-Statements
- Be enrolled in and log into online banking
And if you don’t meet these qualifications, don’t worry — your accounts are still free. Plus, you’ll still earn our base rate in Kasasa Saver. And you can get right back to earning your full rewards the very next cycle that you qualify.