- Free, high-interest account that builds your savings effortlessly
- 2.00% APY on balances up to $50,000*
- 2.00% to 1.00% APY on balances over $50,000 depending on balance in account‡
- 0.05% APY if qualifications are not met in your Kasasa® checking‡
- Links to free Kasasa Cash® or Kasasa Cash Back® checking
- Automatic transfers of Kasasa Cash or Kasasa
- Cash Back rewards
It's easy to earn your rewards!
Qualifying for your Kasasa Cash or Kasasa Cash Back rewards automatically qualifies you for the highest Kasasa Saver rate, too. Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash or Kasasa Cash Back account during each Monthly Qualification Cycle:
And if you don’t meet these qualifications, don’t worry — your accounts are still free. Plus, you’ll still earn our base rate in Kasasa Saver. And you can get right back to earning your full rewards the very next cycle that you qualify.
- At least 12 debit card purchases
- Be enrolled in and agree to receive e-Statements
- Be enrolled in and log into online banking
APY=Annual Percentage Yield. APYs accurate as of 06/16/23. Rates may change after account is opened. Minimum to open is $50 for Kasasa Cash or $50 for Kasasa Cash Back and $50 for Kasasa Saver.
To earn your rewards in Kasasa Cash or Kasasa Cash Back checking accounts, enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa checking account during each Monthly Qualification Cycle: (1) At least 12 debit card purchases; (2) be enrolled in and agree to receive e-statements; and (3) be enrolled in and log into online banking.
If qualifications are met in the attached Kasasa Cash or Kasasa Cash Back checking account during a monthly qualification cycle: 1) balances up to $50,000 in Kasasa Saver receive an APY of 2.00%; and (2) balances over $50,000 in Kasasa Saver earn 0.50% interest rate on portion of balance over $50,000, resulting in 2.00% to 1.00% APY depending on the balance. If qualifications are not met in the attached Kasasa Cash or Kasasa Cash Back checking account, all balances in Kasasa Saver earn 0.05% APY. Interest is compounded every month. Rewards earned in the attached Kasasa Cash or Kasasa Cash Back checking account are automatically transferred or credited to Kasasa Saver each statement cycle. Qualifying transactions must post and settle to attached Kasasa checking account during monthly qualification cycle. Transactions may take one or more banking days from the date transaction was made to post and settle to account. ATM-processed transactions do not count towards qualifying debit card transactions. "Monthly Qualification Cycle" means a period beginning one business day prior to the first day of the current statement cycle through one business day prior to the close of the current statement cycle. "Statement Cycle": The monthly statement cycle runs from the 16th day of the month to the 15th day of the month. Actual interest amount paid may be less than advertised APY. The Kasasa Saver APYs may be less than the Kasasa Cash APYs
Additional Information: Account approval, conditions, qualifications, limits, timeframes, enrollments, logons and other requirements apply. Having at least 12 debit card purchases post and settle, enrollment in online banking and receipt of electronic statements are condition(s) of these accounts. Limit 1 account per social security number. Contact one of our bank’s customer service representatives for additional information, details, restrictions, processing limitations and enrollment instructions. Kasasa, Kasasa Cash, Kasasa Cash Back and Kasasa Saver are trademarks of Kasasa, Ltd., registered in the U.S.A.
You must be 16 years or older to apply in branch, with a state issued ID. Parent or Guardian must be an owner on the account. You must be 18 years or older to apply online. No minimum balance is required to earn rewards. There are no recurring monthly service charges or fees to open or close this account.