Person online shopping holding their credit card

Debit & Credit Cards

Personal Debit Card

Make it easy at the register by using your First State Bank debit card. And with Kasasa® checking, you can earn rewards! 

We’re making the switch! Your First State Bank debit card will be converting from Mastercard® to Visa®. Even better, your new card will be contactless! You will now have the convenient option to simply tap and pay where contactless is accepted.

What you need to know:

  • Debit Cards will begin arriving in mailboxes on November 15th. These will be in unmarked envelopes so please pay attention to your mail so you do not mistakenly throw away your new debit card.
  • You will be receiving a PIN letter separate from your debit card, if you have misplaced this or would like to change your PIN, you can do so by calling 888.891.2435
  • If you have not received your card by December 8th, please reach out to your local banking center and make them aware.
  • Please activate your new debit card when you receive it, you can activate your card by calling 888.362.2087
  • You can load your new debit card into your mobile wallet right away. If you have a phone number or email in your history, you will receive a one-time passcode to verify your card. If not, you will have to call First State Bank to verify.
  • Your Mastercard® will become inactive once you activate your new Visa® debit card.
  • Due to having a new card number, you will have to update your card information on any autopayment you have set up, and in any application you have your card saved.


  • Linked to your First State Bank Checking Account
  • Safer than cash, easier than checks
  • Use to qualify for rewards on Kasasa® checking
  • Can be used at ATMs
  • Easily replaced if lost or stolen
  • Available only to customers age 16 and up
  • Use wherever Visa® is accepted
  • Simplify record-keeping

ATM Card

First State Bank ATM cards allow you to access the funds in your account at an ATM only.

  • Can be linked to savings accounts
  • Use your First State Bank ATM card to access funds from ATM
  • Non-First State Bank ATMs may charge a fee
  • Cannot be used as a debit card
  • Available only to customers age 16 and up

Upcoming Travel

Do you have upcoming travel plans? Please contact your banking center to let them know!

In an effort to protect against fraudulent activity, First State Bank debit cards need to be activated in order to work in countries outside of the United States — as well as certain states within the United States. In the United States, if there is a block, you may only be able to use your PIN and transactions may need to be under a specific amount, depending upon the type of block that has been placed.

If you are planning to travel, please let us know so we can be sure to activate your card to coincide with your travel dates.

Personal Credit Cards

If you need to improve or re-establish your credit history, our Secured Visa® card may be the card for you!

  • Competitive, low rates
  • Establish or rebuild credit
  • Make purchases in person or online
  • Easily Replaced if lost or stolen

Choosing the right credit card is easier than ever. Whether you want to pay down balances faster, maximize cash back, earn rewards or begin building your credit history, we have the ideal card for you!

No matter which card you choose, you'll enjoy important features like:

  • Convenient and Flexible Purchasing Power. Accepted at millions of locations worldwide.
  • Mobile purchasing capability for added convenience.
  • Zero Fraud Liability.* You won’t be liable for fraudulent purchases when your card is lost or stolen.
  • Cardmember Service available 24 hours a day/365 days per year.
  • Plus much more!

*Elan Financial Services provides zero fraud liability for unauthorized transactions. Cardholder must notify Elan Financial Services promptly of any unauthorized use. Certain conditions and limitations may apply. The creditor and issuer of these cards is Elan Financial Services, pursuant to separate licenses from Visa U.S.A. Inc., and Mastercard International Incorporated. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.
Boost your purchasing power - and make life more fun - with the rewards credit card of your choice.

Visa® Rewards
  • Competitive, low rates
  • Earn points to redeem for rewards
  • Make purchases in person or online
  • Easily replaced if lost or stolen