Two business professionals going over paperwork

Debit & Credit Cards

Business Debit Cards

Make those business purchases easier with this convenient card that connects to your checking.


  • Linked to your business checking account
  • Fast, economical, and convenient
  • Safer than cash, easier than checks
  • Easy record-keeping
  • Accepted wherever Mastercard® is accepted
  • Easily replaced if lost or stolen

Upcoming Travel

Do you have upcoming travel plans? Please contact your banking center to let them know!

In an effort to protect against fraudulent activity, First State Bank debit cards need to be activated in order to work in countries outside of the United States as well as certain states within the United States. In the United States, if there is a block, you may only be able to use your PIN and transactions may need to be under a specific amount, depending upon the type of block that has been placed.

If you are planning to travel, please let us know so we can be sure to activate your card to coincide with your travel dates.

Business Credit Cards

Choose from our popular business credit card options such as low rate, cash back or flexible rewards to find the one that works best for your business. 

No matter which card you choose, your business will benefit from important features like: 

  • Free online expense reporting tools.
  • No fee for additional employee cards.
  • Mobile payment capability for added convenience.
  • Zero Fraud Liability.* You won’t be liable for fraudulent purchases when your card is lost or stolen.
  • Cardmember Service available 24 hours a day/365 days per year.

* Elan Financial Services provides zero fraud liability for unauthorized transactions. Cardholder must notify Elan Financial Services promptly of any unauthorized use. Certain conditions and limitations may apply. The creditor and issuer of these cards is Elan Financial Services, pursuant to separate licenses from Visa U.S.A. Inc., and Mastercard International Incorporated. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.

Spend some cash, earn cash back - with the credit card of your choice.


  • Different credit cards to fit many needs
  • Low annual fee
  • Pay for large expenses
  • Use online or in person
  • Ease record-keeping
  • Easily replaced if lost or stolen

Visa® Business Cash Card
This card earns up to 3% cash back, every month.

Visa Business Real Rewards Card
With this card, you can earn 1/5X the points for every $1 spend, every month (equal to 1.5% cash back).

Visa Business Rewards Plus Card
This card earns up to 3X the points for every $1 spend, every month (equal to up to 3% cash back).