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Kids learn reading, writing, and arithmetic to prepare for the real world. It's only natural they learn smart money habits, too. The best way to learn is hands-on — with their very own savings account. With just a $10 deposit, this savings account is easy to open and even easier to maintain. And since learning firsthand about fees isn't as fun as learning about savings, this account has no monthly service charge.

  • Free savings account designed for people under 18*
  • Earn interest by maintaining a minimum daily balance of $10
  • No monthly service charge
  • No minimum balance requirements
  • Endless possibilities for savings
    • Supplement your allowance
    • Save up for a car when you're 16
    • Start saving early for college
  • Free First State Bank ATM card to access funds**
    • ATM card will be in the name of parent or guardian
  • Free online banking
  • Free mobile banking
  • Free e-Statements
  • $10 minimum deposit to open

*A parent or guardian of the minor must be a joint account owner.

**You may be charged a fee when using a non First State Bank ATM.

You’re at home with us!