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Your free Kasasa Saver account works in tandem with your free Kasasa checking account to build savings automatically with rewards transfers. Plus, this account earns high interest on its own — helping you reach your goals that much faster. And did we mention it's free? There's never a minimum balance to maintain or monthly maintenance fees to pay.

Now it’s easier to earn even more on the money you take back. Plus, it’s just one more way to take back banking.

  • Free account that builds your savings effortlessly
  • Links to free Kasasa Cash checking
  • Automatic transfers of Kasasa Cash earnings
  • 1.00% APY on balances up to $50,000*
  • 1.00% to 0.48% APY on balances over $50,000 depending on balance in account*
  • 0.05% APY if qualifications are not met on Kasasa Cash*
  • No monthly service charge
  • No minimum balance to earn rewards
  • Free online banking
  • Free mobile banking
  • Free e-Statements
    • First View also available (store statements on CD)
  • $50 minimum deposit to open

It's easy to earn your rewards!

Qualifying for your Kasasa Cash rewards automatically qualifies you for the highest Kasasa Saver rate, too. To earn your rewards, just do the following transactions and activities in your Kasasa Cash account during each Monthly Qualification Cycle:

  • Have at least 10 debit card purchases post and settle
  • Be enrolled in and agree to receive e-Statements
  • Be enrolled in and log into online banking

So simple. If you miss the qualifications, don't worry. You still earn the base interest rate. Plus, you can get back to qualifying for the full rewards again during the next monthly qualification cycle.

*APY=Annual Percentage Yield. APYs accurate as of 05/18/20. Rates may change after account is opened. Minimum to open is $50 for Kasasa Cash and $50 for Kasasa Saver. For Kasasa Cash, if qualifications are met each monthly qualification cycle: (1) Domestic ATM fees incurred during qualification cycle will be reimbursed up to $4.99 per transaction. Any ATM fee that is $5 or more will be reimbursed by bringing the ATM receipt to any of our branches within 60 calendar days of the transaction and we will refund the fee; (2) balances up to $15,000 receive APY of 2.00%; and (3) balances over $15,000 earn 0.2520% interest rate on the portion of the balance over $15,000, resulting in 2.00% to 0.48% APY depending on the balance. If qualifications are not met on Kasasa Cash all balances earn 0.05% APY and ATM fees are not refunded. Qualifying transactions must post to and settle to Kasasa Cash account during monthly qualification cycle. Transactions may take one or more banking days from the date transaction was made to post and settle to account. ATM-processed transactions do not count towards qualifying debit card transactions. "Monthly Qualification Cycle" means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. "Statement Cycle": The monthly statement cycle runs from the 16th day of the month to the 15th day of the month. The advertised Kasasa Cash APY is based on compounding interest. Reimbursements/interest earned in Kasasa Cash is automatically transferred to Kasasa Saver each statement cycle and does not compound. Actual interest amount paid may be less than advertised Kasasa Cash APY. The Kasasa Saver APYs may be less than Kasasa Cash APYs. If qualifications in Kasasa Cash are met each monthly qualification cycle: (1) balances up to $50,000 in Kasasa Saver receive an APY of 1.01%; and (2) balances over $50,000 in Kasasa Saver earn 0.2470% interest rate on portion of balance over $50,000, resulting in 1.01% to 0.28% APY depending on the balance. If qualifications are not met on Kasasa Cash, all balances in Kasasa Saver earn 0.05% APY. There are no recurring monthly service charges or fees to open or close this account. Limit 1 account per social security number. Contact one of our bank’s customer service representatives for additional information, details, restrictions, processing limitations and enrollment instructions. Member FDIC. Kasasa, Kasasa Cash, and Kasasa Saver are trademarks of Kasasa, Ltd., registered in the U.S.A.

You must be 16 years or older to apply in branch, with a state issued ID. Parent or Guardian must be an owner on the account.
You must be 18 years or older to apply online. No minimum balance is required to earn rewards.

You’re at home with us!