Earn 3.00% cash back on all of your daily debit card purchases — up to $108 annually!* Plus, get unlimited refunds on ATM withdrawal fees, nationwide.* There’s no monthly maintenance fees and no balance requirements to earn rewards. Top it off with friendly customer service that you know and love. We call that a win-win.
Free checking that gives you cash back? Now that’s how you take back banking!
- Free checking that pays you back
- 3.00% cash back on debit card purchases*
- No category restrictions on purchases
- Cash back earned on up to $300 in purchases monthly
- Earn up to $108 cash back per year, $9 per month
- Unlimited refunds on ATM withdrawal fees, nationwide*
- No minimum balance to earn rewards, ever
- No monthly service charge, ever
- Free online banking & bill pay
- Free mobile banking with mobile deposit
- Free e-Statements
- Free MasterCard® debit card
- Unlimited check writing
- $50 minimum deposit to open
It's easy to earn your rewards!
Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash Back account during each Monthly Qualification Cycle:
- Have at least 10 debit card purchases post and settle
- Be enrolled in and agree to receive e-Statements
- Be enrolled in and log into online banking
And that's it. Even if you don't meet your qualifications during the monthly qualification cycle, your account is still free and you can earn your cash rewards again the next month.
*Qualification Information: To earn your rewards, enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash Back account during each Monthly Qualification Cycle: (1) At least 10 debit card purchases; (2) be enrolled in and agree to receive e-statements; and (3) be enrolled in and log into online banking. Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account’s rewards. ATM-processed transactions do not count towards qualifying debit card transactions. “Monthly Qualification Cycle” means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. "Statement Cycle": The monthly statement cycle runs from the 16th day of the month to the 15th day of the month.
Reward Information: When Kasasa Cash Back qualifications are met during a Monthly Qualification Cycle, you will receive 3% cash back on up to a total of $300 debit card purchases that post and settle to the account during that cycle period. A maximum of $9 cash back may be earned per Monthly Qualification Cycle. Also, domestic ATM fees incurred during qualification cycle will be reimbursed up to $4.99 per transaction. Any ATM fee that is $5 or more will be reimbursed by bringing the ATM receipt to any of our branches within 60 calendar days of the transaction and we will refund the fee. When Kasasa Cash Back qualifications are not met, no cash back payments are made and ATM fees are not refunded. Cash back payments and ATM fee reimbursements will be credited to your Kasasa Cash Back account on the last day of current statement cycle. Rates and rewards are variable and may change after account is opened.
Additional Information: Account approval, conditions, qualifications, limits, timeframes, enrollments, logons and other requirements apply. $50 minimum deposit is required to open the account. Having at least 10 debit card purchases post and settle, enrollment in online banking and receipt of electronic statements are condition(s) of this account. Enrollment in electronic services (e.g. online banking, electronic statements and log-ons) may be required to meet some of the account’s qualifications. Limit 1 account per social security number. There are no recurring monthly service charges or fees to open or close this account. Contact one of our bank’s customer service representatives for additional information, details, restrictions, processing limitations and enrollment instructions. Member FDIC. Kasasa and Kasasa Cash Back are trademarks of Kasasa, Ltd., registered in the U.S.A
You must be 16 years or older to apply in branch, with a state issued ID. Parent or Guardian must be an owner on the account.
You must be 18 years or older to apply online. No minimum balance is required to earn rewards.