Personal Loans

Home Mortgage Loans

  • Finance your dream home with First State Bank
  • Competitive rates for home purchase, refinance, or construction
  • Variety of financing programs available to meet your needs
Learn More

Home Equity Line of Credit (HELOC)

  • Turn the equity in your home into continuous financing
  • Competitive rates for several ongoing or seasonal needs
  • Interest may be tax-deductible*
Learn More

Construction Loans

  • Competitive rates for your home construction project
  • Available for residential construction
  • Local decision-making for fast approvals
Learn More

Auto Loans

  • Get the vehicle you really want, at a rate you can afford
  • Competitive, fixed-rate loans for new or used cars or trucks
  • Refinance your current vehicle for a potentially better rate
Learn More

Personal Loans

  • Affordable financing for almost any dream, goal, or plan
  • Pay for home improvements, vacations, projects, and more
  • Flexible payment plans with competitive rates
Learn More

First Reserve Overdraft Protection

  • Protection from overdraft fees
  • Tied to your personal checking account
  • If you overdraw, we'll transfer available funds
Learn More