Our Mission

Welcome to First State Bank — a true community bank.

We’ve been built on belief since 1884. We believe in rural communities, faith, family, hard work, and treating people well. And we believe when we build up our customers, our communities, and each other, we can make a lifelong difference.

If we can help you ease a burden, achieve a dream, or just continue living well, it’s a privilege to us. We’re here and ready to get to work for you. This is more than banking; we want to make a difference in your life.

To our customers, you work hard for your money, and we’re working just as hard to help you make the most of it. We are excited to offer Kasasa®, a new way to bank. Qualify for rewards with Kasasa Cash® or Kasasa Cash Back® by doing things you do already — like using your debit card each month. To make things even more convenient, transfer the rewards over to Kasasa Saver® and build your savings automatically

To our local businesses, expect to get our best effort, every time. We listen well, work hard, tell the truth and deliver solutions built just for you, like our business loans, including agriculture and commercial real estate loans. Plus, we provide business services, including cash management, remote capture deposit, and merchant card services, to ensure your business has everything it needs to succeed.

Conveniences like online and mobile banking, and bill pay, make it easy for you to manage your accounts from the privacy of your own computer or mobile phone. Bank wherever and whenever it’s most convenient for you.

Check us out on your favorite social media channels, or visit us at your local banking center. This is banking that gets you through your challenges and cheers you on through all of life’s adventures. It’s an honor to walk side-by-side you—and our community—during every season of life.

Our mission:
Built on belief, we’re committed to our mission of doing right by rural communities and making a lifelong difference in people’s lives.

Our vision:
Built on belief, we’re committed to our vision of maximizing the potential of rural communities and making a lifelong difference in people’s lives.

Letter from the President

Being locally controlled and managed gives us the unique ability to make decisions quickly and to provide more customized services and products that truly benefit residents of the area. Our in-house processing is another unique quality of the First State Bank. We process each transaction and service all our loans in our operation departments at First State Bank.

We hope you enjoy our website. Please feel free to e-mail us with any questions or thoughts on how we might improve our site. Thank you for visiting!

Sincerely,
Michael P. Pell
President/CEO

Annual Reports

See our annual reports in convenient PDF format.

Full Annual Report 2019