Our Rates

APY = Annual Percentage Yield. Rates may change after accounts are opened.

Fees may reduce earnings. Rates effective as of May 18, 2020.

Kasasa Cash®* Learn More

Balance Minimum Opening Deposit Rate APY
0 to $15,000 $50 1.98% 2.00%
$15,000+ $50 0.25% 2.00% to 0.48%
All balances if qualifications not met $50 0.05% 0.05%

Qualifications to Earn Rewards

Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash account during each Monthly Qualification Cycle:

  1. At least 10 debit card purchases
  2. Be enrolled in and agree to receive e-Statements
  3. Be enrolled in and log into online banking

Even if you don't meet your qualifications during the monthly qualification cycle, your account is still free — and you'll still earn our base rate of interest. 

Kasasa Saver®‡ Learn More

Balance Minimum Opening Deposit Rate APY
0 to $50,000 $50 1.00% 1.01%
$50,000+ $50 0.25% 1.01% to 0.28%
All balances if qualifications not met $50 0.05% 0.05%

Qualifications to Earn the Higher Rate

Qualifying for your Kasasa Cash or Kasasa Cash Back rewards automatically qualifies you for the highest Kasasa Saver rate, too. Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash or Kasasa Cash Back account during each Monthly Qualification Cycle:

  1. At least 10 debit card purchases
  2. Be enrolled in and agree to receive e-Statements
  3. Be enrolled in and log into online banking

And if you don’t meet these qualifications, don’t worry — your accounts are still free. Plus, you’ll still earn our base rate in Kasasa Saver. And you can get right back to earning your full rewards the very next cycle that you qualify.