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Update: Mobile deposits limit and transaction terms adjusted through May 31, 2020

Update April 23, 2020

Beginning on April 24, 2020, the amount for mobile deposits will temporarily increase to $5,000 per item, up to 4 items per day, $5,000 per day and up to 15 items per month and $8,000 per month. These increases will remain until effect through May 31, 2020.


The health of our employees and customers is top priority to us. To prevent the spread of the coronavirus (COVID-19), we want to take as many precautionary steps as possible. Starting on Friday, March 20, 2020, all of our banking center lobbies will temporarily close*. We will continue to serve customers through our drive-thru and by appointment.  Appointments can be made by calling 937.695.0331 to speak with your local banking center manager.

Please feel free to use our night deposit drop, which will be checked throughout the day. Also, as a reminder, online banking can be accessed through our website at and through our mobile app. Many day-to-day banking activities such as balance inquiries, mobile check deposit, funds transfer and bill pay can be done through these easy-to-use platforms.

First State Bank is a financially strong institution and we believe in serving our community with passion and giving back, even in the most challenging times.  This week, we donated $12,000 to local food pantries in our area to help those in need.  Additionally, we understand the financial hardship this pandemic situation can have on our customers. To make time the least stressful it can be, we are offering a Payment Relief program to our loan customers in good standing.

We will continue to closely monitor the events unfolding and we are committed to making decisions in everyone’s best interests. We thank you for your business and your continued support.

*Our St. Bernard office will remain open but with limited hours, Monday-Friday, 9 am to 12noon/1 pm to 4 pm.

We continue to monitor the situation with COVID-19 (Coronavirus) and the health of our customers and employees is of upmost importance to us. We wanted to provide an update of some of the precautionary steps we are taking as an organization to be vigilant about the well-being of our customers, employees and communities. Please click here to read a statement from our President and CEO, Mike Pell.

For additional information please review our full statement here



You’re at home with us!