Photo Credit: Tom Cross

Additional Services

At First State Bank, customer service is important. Which is why we offer several services in addition to those found on the website. If you're looking for something you haven't found yet, chances are, you'll find it here. If for some reason you still can't find what you're looking for, contact us and one of our representatives will help you.

Switch Kit

If you want to make the switch to First State Bank, moving all of your accounts over is easy and can be done in four simple steps.

  • 1. Set up a new account in person at one of our convenient First State Bank locations.
  • 2. Close your old account(s). If you have electronic bill payments, bring us the list of payees and we'll help you set them up.
  • 3. Set up your direct deposits by sending our Direct Deposit Form to your employer.
  • 4. Switch over to automatic payments by providing each vendor with your new First State Bank account information.

We look forward to having you as a customer!

For questions, please call (937) 695-0331.

Same Day Banking

Save the last minute rushing for emergencies. Now you have until 4:30 pm Monday through Thursday to receive same-day credit for in-branch transactions. Note that Same Day Banking does not apply to online banking, telephone banking, or ATM transactions, or transactions conducted on Saturdays. Those will get posted the following business day.

Mobile Banking

Visit our website through your cell phone or mobile device. Enjoy the features of online banking, from the convenience of your own phone.

Re-order Checks

Follow this link to reorder checks.

Direct Deposit

First State Bank offers direct deposit of funds into your account.

Night Deposit

For your convenience, we have depositories at each of our branch locations for after-hours deposits.

Safe Deposit Boxes

Contact a customer service representative for more information on obtaining a safe deposit box.


For your convenience we have a certified notary at our branch locations for your official documents.


We have ATMs conveniently located at each of our First State Bank branches, which can be used for after-hours quick cash or for making deposits to your account.

First State Bank Gift Cards

Give the gift everyone loves to get: money. Our gift cards can be redeemed anywhere Visa® is accepted. Stop by a branch location for more details.