First State Bank

Fixed Rate Accounts
Effective Date 2/1/2012 to 2/7/2012
APY - Annual Percentage Yield

CD Terms	APY	Rate	G/O, First Choice & First Premier Checking APY	G/O, First Choice & First Premier Checking Rate
91 Day (Minimum $500)	.10%	.10%	.15%	.15%
6 Month (Minimum $500)	.20%	.20%	.25%	.25%
12 Month (Minimum $500)	.30%	.30%	.35%	.35%
30 Month (Minimum $500)	.50%	.50%	.55%	.55%
36 Month (Minimum $500)	.75%	.75%	.80%	.80%
48 Month (Minimum $500)	1.25%	1.24%	1.30%	1.29%
60 Month (Minimum $500)	1.40%	1.39%	1.45%	1.44%

IRA

IRA Terms	APY	Rate	G/O, First Choice & First Premier Checking APY	G/O, First Choice & First Premier Checking Rate
91 Day (Minimum $500)	.10%	.10%	.15%	.15%
6 Month (Minimum $500)	.20%	.20%	.25%	.25%
12 Month (Minimum $500)	.30%	.30%	.35%	.35%
30 Month (Minimum $500)	.50%	.50%	.55%	.55%
36 Month (Minimum $500)	.75%	.75%	.80%	.80%
48 Month (Minimum $500)	1.25%	1.24%	1.30%	1.29%
60 Month (Minimum $500)	1.40%	1.39%	1.45%	1.44%

Specials

Special	APY	Rate	G/O, First Choice & First Premier Checking APY	G/O, First Choice & First Premier Checking Rate
7 Month CD or IRA (Minimum $500, renewable at the 6 month rate; Must have checking account)	.30%	.30%	.35%	.35%
11 Month CD or IRA (Minimum $500, renewable at the 12 month rate must have checking account)	.40%	.40%	.45%	.45%
60 Month CD or IRA (Minimum $500, renewable at the 60 month rate; Must have checking account)	2.00%	1.98%	2.05%	2.03%

Variable Rate Accounts
Effective Date 01/01/2012 to 01/31/2012
APY - Annual Percentage Yield

IRA

Account	APY	Rate	G/O, First Choice & First Premier Checking APY	G/O, First Choice & First Premier Checking Rate
IRA Variable (No Minimum Deposit)	0.02%	0.02%	0.07%	0.07%

MFI Pers. & Non-Pers.
Effective Date 2/1/2012 to 2/7/2012
APY - Annual Percentage Yield