Home Mortgage Loans

    Home Mortgage Loans

    Before you go looking for your dream home, get approved for a home mortgage loan. We offer competitive interest rates, and you can choose between fixed and variable interest rates. And in addition to traditional mortgage solutions, we now offer a full range of government loans including VA, USDA, and FHA loans.

    Since we're right here in Southern Ohio, you won't have to wait forever and a day for an approval. With personal service in your hometown, we'll be right by your side to address any questions or concerns you may have.

    Get Started Today!

    • Fill in the application.
    • Print your completed application.
    • Bring your application to one of our banking centers.

    Download the Application Form


    • Buy or refinance your dream home
    • Choose between fixed and variable interest rates
    • Local service for fast decision-making
    • Variety of mortgage loan options, including government loans
    • Traditional
    • VA
    • USDA
    • FHA
    • Personalized service here in Southern Ohio
    • First State Bank lenders are familiar with the local market