Home Mortgage Loans

Home Mortgage Loans

Before you go looking for your dream home, get approved for a home mortgage loan. We offer competitive interest rates, and you can choose between fixed and variable interest rates. And in addition to traditional mortgage solutions, we now offer a full range of government loans including VA, USDA, and FHA loans.

Since we're right here in Southern Ohio, you won't have to wait forever and a day for an approval. With personal service in your hometown, we'll be right by your side to address any questions or concerns you may have.


  • Buy or refinance your dream home
  • Choose between fixed and variable interest rates
  • Local service for fast decision-making
  • Variety of mortgage loan options, including government loans
  • Traditional
  • VA
  • USDA
  • FHA
  • Personalized service here in Southern Ohio
  • First State Bank lenders are familiar with the local market