Philip H. Reed, Vice President/Business Development Loan Officer

Born and raised in Adams County, Philip brings more than 40 years of banking experience to First State Bank. A graduate of Franklin High School in Locust Grove, Philip went on to attend Ohio University and later graduated from Portsmouth Interstate Business College with Associates Degrees in Business and Accounting. Philip is also a Veteran of the Vietnam War.

Philip started in the banking industry in 1970 with The Farmers Bank in Peebles. In 1981, The Farmers Bank was bought out by Fifth Third Bank. Philip spent the next 20 years with Fifth Third Bank before joining the First State Bank team in 2002. At First State Bank, he has been instrumental in starting a fixed-rate mortgage program, establishing lines of credit and launching online banking services. Philip is involved in business development, loan review and staff mentorship. In his spare time, Philip enjoys hunting, fishing, serving with the Peebles Methodist Church and spending time with his wife of 43 years and his nine grandchildren.